Add the ground beef to the pressure cooker inner pot and spread it into an even layer. Season with a little salt and pepper. Lock the lid and cook on High Pressure for 15 minutes.
Carefully release the pressure and break the cooked beef into crumbles.
Add the kidney beans, black beans, onion, carrot, bell pepper, and minced garlic.
Sprinkle in the cayenne pepper, chili seasoning, and curry powder if using.
Pour in the broth, water, and pasta sauce. Stir everything together until well combined.
Lock the lid again and cook on the Soup/Stew setting or High Pressure for 30 minutes.
Carefully release the pressure and open the lid. Stir well and taste. Adjust salt if needed.
Stir in a handful of shredded cheese if you want a richer chili. Serve hot with more cheese, bread, rice, tortilla chips, or cornbread.